What is Home Loan?
A Home Loan is a secured loan taken to purchase, construct, or renovate a residential property. It allows you to own your dream home with manageable monthly installments over a long tenure.
Benefits of Home Loan
- Competitive interest rates starting as low as 7.5% per annum
- Long repayment tenure up to 20 years
- Flexible EMI options to suit your budget
- Tax benefits under Section 80C and 24(b) of the Income Tax Act
- Quick and hassle-free loan approval process
Eligibility Criteria
- Age between 21 and 65 years
- Steady income source (salaried or self-employed)
- Good credit history with no defaults
- Valid identity and address proofs
- Property documents as per bank requirements
How to Apply
- Fill out the online application form on our website
- Upload all necessary documents for verification
- Wait for loan approval within 2-3 working days
- Sign the agreement and disbursement of funds
- Manage your loan easily with our online portal